AAA Automotive | Gap & Auto Insurance

GAP Insurance

What Does Your GAP Insurance Plan Cover?

If your vehicle is in an accident and considered a total loss or stolen, GAP Insurance covers all or most of the difference between what you owe on your loan and the amount of your primary insurance settlement.

Should You Purchase GAP Insurance?

  • If you have financed your vehicle for more than 48 months
  • If you put less than 20% down payment on your vehicle
  • Rolled debt from a previous loan into your new loan

Plan Benefits Include:

  • Coverage for the full term of your loan/lease, up to 84 months
  • Reimbursement up to $50,000 of your outstanding loan balance
  • Provides protection even if you lose your primary insurance coverage
  • Pays up to $1000 of the primary insurance deductible (except as limited by program or state provisions)
  • Covers amounts due to negative equity, no MRSP/ACV restrictions
  • Protection for new and used vehicles (<15,000 GVW): no restrictions on vehicle make, model or year
  • Protection for vehicles valued up to $100,000

GAP Insurance is only available at the inception of your loan – don’t be left without coverage, ask your Auto Buying specialist for more information today.

Download our brochure for more information about GAP Insurance from AAA Auto Buying.

Auto Insurance

AAA Auto Insurance is the perfect combination of value, coverage and service. ​We know how important it is to get the right coverage at a reasonable rate, so our expert agents work hard to find you discounts and savings. Plus, we make it easy to file a claim and get back on the road.

Why AAA Auto Insurance?
You get the benefits of years of experience with a hometown advantage.

  • Built-in Loyalty Discounts for AAA Members
  • Multi-policy discounts for bundling auto and home policies
  • Concierge-Level Claims Service

Member Benefits
AAA Insurance offers more than just competitive rates – we have exclusive discounts and additional coverages for AAA members! We have unique discounts including:

  • Loyalty discounts for AAA Members
  • Multi-policy discounts for bundling auto and home policies

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