Get Roadside Assistance 1-800-AAA-HELP Login Renew

MENU
< Back to Insurance Products

FLOOD INSURANCE

Flood Insurance

Weather the Storm with AAA

Think you don’t need flood insurance? Perhaps you don’t live near water, or maybe you have a great homeowner’s policy. The truth is, every home is at risk of flooding.

Call an Agent  Start a Quote

Why Flood Insurance is Essential

Before passing on flood coverage, here are five things you should know.

1. Every home is in a flood zone.
According to the National Flood Insurance Program (NFIP), nearly 20% of all flood insurance claims are made by homeowners living in areas considered a low risk for a flood. That means regardless of whether your mortgage company required you to purchase flood insurance, your home is at risk for flooding.

2. The standard homeowner’s policy typically doesn’t cover flooding.
However, AAA offers a new Inland Flood policy added to your primary AAA Insurance homeowner’s policy that provides coverage in inland areas. You’ll want to speak to a AAA agent to add Inland Flood coverage to your home policy today if you have not already done so!

3. You can’t rely on the federal government to pay for flood damage.
Federal assistance is only available if the president declares an area a disaster. Even then, the assistance is not compensation for your losses, but rather a low-interest loan that requires repayment with interest, along with your mortgage.

4. Flood losses are costly.
Most people don’t realize that just a few inches of floodwater can do thousands of dollars’ worth of damage. In a 2,000-square-foot home, one inch of water can cause as much as $27,000 or more in damage to your home and its contents.

5. Flood polices are affordable.
AAA can help protect your home with rates starting at less than $1 per day.* In 2016 the average amount of flood coverage was $246,890, and the average annual premium in a preferred flood risk area is $400.

Contact a helpful AAA Insurance Agent today about purchasing flood insurance.

Call an Agent  Start a Quote

Claims & Payments

Contact numbers so you can talk to a real person, 24/7/365

Contact Us

Become An Agent

Be a part of our extraordinary insurance team!

See the Benefits